What is the difference between HP and PCP?
PCP stands for Personal Contract Plan (or Purchase) and you can take this out for 2, 3 or 4 years. You’ll pay a deposit and then make monthly payments. Then at the end of the agreement you can either make your final payment and own the car, hand the car back to the finance company or use it as a trade in for your next one. HP (or Hire Purchase) is done over a longer amount of time, from 3 to 5 years. At the end of the agreement there’s no lump sum or final payment for you to make and the car belongs to you.
How long will it take to get my car?
It varies depending on how easy it is to get hold of your car. If your car is a fairly standard make and model, and in a popular colour then we’ll probably have something in stock and it can be ready in 3-6 weeks. If we haven’t got the car in stock that you’re after (for example if you wanted extras above the normal specifications, or you wanted it in a less popular colour) we’d have to get the car built for you and this means it should be with you in up to 12 weeks. The waiting time for the cars is because we need to either source your car or get it built. Then, we get it shipped, do all the necessary paperwork and make sure the dual controls are fitted before delivery.
Will the car be taxed and MOT'd?
All our cars will be taxed for 12 months and because they’re brand new, they won’t need an MOT until they are three years old.
What warranty is on the car?
Because our cars are brand new, they’ll all come with a standard warranty offered by the manufacturer.
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Young Marmalade Limited is an Appointed Representative of Provisional Marmalade Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 542063. You can check this on the Financial Services Register by visiting www.fsa.gov.uk/register.